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Hire Purchase / Lease Purchase


Simple straightforward arrangement which allows you to pay for a machine or vehicle over a manageable period but claim economic ownership from the outset.
Funding can be arranged to match the working life of the asset from 24 months – 72 months which provides potential to match the cashflow to the life and contribution of the asset
Can be used to fund a wide range of equipment from standards to very specialised
Its normally a self-securing facility which requires no additional guarantees or security.
It’s a Stand-Alone facility which avoids using your normal Banking credit lines, giving you flexibility and independence
Lease Purchase is allowing you to pay a number of payments in advance instead of a deposit and you have a final or residual payment which can ease cashflow and useful where the assets maintains its value to support the final payment.